cool_kit
RMS Regular
Just a wee question. Currently have a car on hp can it be swooped legally ? And hp transfered to swopped car ?...as car at present not ideal for growing family....need an estate type
Not swapped directly, but you can trade in with a dealer, they'll settle your agreement & carry your equity to a new agreement
Thats assuming you have any equity, depending on how long the OP has had the car and how long the finance was over, he might owe more than the car is worth. This is highly possible if he is only a year or two into a four or five year agreement
Technically you can't sell it privately either. You can't sell something you don't own. Pay the agreement in full then sell.