Has anyone had any experiences with 1st Central insurance?
They appear on both compare the market/money supermarket so they must be somewhat legit, but the fact they are over £300 cheaper than the nearest competitor has made me a little suspicious!
The wife was with them as they were significantly cheaper when she was starting out. She had a non fault claim though and they were an absolute disaster. Moved at my first opportunity. Definitely wouldn't recommend.
My mrs has been with them for a few years. As said renewal seems to be awkward and when she tried to change her name after we got married was a pain too. Kept her on hold for nearly an hour at one point.
Insured is rs5. It developed a fault. Dealer offered a car off the lot as a courtesy car while repair took place, swapped insurance onto the courtesy car, got the rs5 back, swapped insurance back onto the rs5
Few weeks later 5 grand of damage in a crash, no record of insurance being swapped back onto the rs5, he had to pay repairs
I wouldn't use them either. Admin fees were ridiculous and customer service in general was a bit rubbish. Wouldn't want to be dealing with them in the event of a claim tbh
Haven't had to make a claim as I'm such an elite driver, but touch wood. They've seemed decent enough, although their auto renew feature pissed me off. I 100% unchecked it going through the process and it auto renewed anyway. A day of drama whereby they charged me the full yearly amount and recommenced a policy, when I had bought a policy with someone else
Other half insured her car with them recently. Was some IT issue with their website meaning she couldn’t register which was necessary to proceed. 42 mins on the phone later it was set up. Or so she thought (call operator changed sort code and account number to 00-00-00 and 00000000. Cue another 30 min phone call as couldn’t be done online.
I was with them briefly years ago.
I requested policy documents and they sent me someone elses. All their details, name, address, car type and reg, email, phone no, DOB, job title etc. I called the person up to let them know, they were equally pissed about it.
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